PREMIER

Overview

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Motor insurance is crucial for a multitude of reasons. First and foremost, it is mandatory by law, ensuring that all drivers are financially responsible for any harm they may cause while operating a vehicle and it also serves as a financial safety net for vehicle owners, safeguarding them from the potentially substantial costs associated with accidents, theft, or damage to their vehicles. Beyond its legal mandate, motor insurance also acts as a powerful incentive for responsible driving, as policyholders are typically rewarded for maintaining a clean driving record with lower premiums. 

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There are three levels of cover:

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• Third Party Only – liability to others.

• Third Party Fire & Theft – liability to others and loss of or damage to your car caused by fire, self-ignition, lightning, explosion, theft or attempted theft.

• Comprehensive – liability to others and accidental loss of or damage to your motor vehicle.

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All three levels of cover provide you with FREE Roadside Assistance and Breakdown Service (not applicable to vehicles with a gross vehicle weight exceeding 3,500 kg) which includes repair on the spot following mechanical or electrical breakdown, battery boost and flat tyre assistance, towing of motor vehicle following a breakdown or accident, second delivery service, fuel delivery and locksmith service.

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The following limits apply:

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• Battery Boost Assistance – This cover is limited to 2 battery boost services in 1 week.

• Locksmith Service – This cover is limited to one locksmith service per policy period.

• Fuel Delivery – This service is limited to one service per policy period

• Overall Limit – Roadside Assistance and Breakdown cover is limited to a maximum of four (4) breakdown services per car insurance policy period across all covers.

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Subject to some limitations, this cover is available anywhere within Europe.

 

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Depending on the level of cover purchased, the policy is/can be extended to include: