PREMIER

Overview

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Throughout your lifetime, you will put in significant effort to achieve the goal of owning and enjoying your own private residence along with all the possessions within it. However, this aspiration often takes many years to realize. Just like many other aspects of life, your property and belongings are susceptible to various risks that are frequently beyond your control. A single unexpected disaster has the potential to erase all the progress you've made over the years.

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While it may not be feasible to completely eliminate the threat of unforeseeable hazards to your home, what you can mitigate is the financial burden that might arise in the aftermath of such an incident. This fundamental risk management strategy is why obtaining home insurance coverage is of paramount importance.

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At a glance, the home insurance policy offers protection for the following:

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• Accidental loss or damage to the structures and/or contents of your home.

• Accidental loss or damage to personal belongings and valuables, whether you're at home or outside (optional Europe|Worldwide).

• Your liability towards others.

• 24/7 Emergency Assistance, including services like plumbing, electrical, and locksmith assistance.

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Additionally, our standard coverage includes:

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• Replacement of all contents with "New for Old" coverage (excluding clothing and household linen),

• Coverage for "Trace and Access" to locate, remove and replace any part of the buildings to repair heating|water systems which caused an escape of water or oil.

• Provision of temporary alternative accommodation in the event of a loss (if home is made uninhabitable following an insured loss).

• Protection against loss or damage to locks and keys.

• Coverage for mechanical or electrical breakdowns in air-conditioning and energy-saving equipment.

• Safeguarding of Christmas, wedding, and graduation gifts from loss or damage.

• Coverage for personal money, including credit and debit cards.

• Protection against damage to bicycles and sports equipment.

• Compensation for the loss of freezer contents.

• Legal expense coverage.

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In essence, the home insurance policy is designed to provide you with peace of mind by lessening the financial repercussions of unexpected events, ensuring that you can continue to enjoy your hard-earned home and belongings. 

 

It's important to review the Product Documentation for a comprehensive understanding of what is covered and any exclusions.

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